FCA Regulated & Compliant

Anti-Money Laundering Policy

Comprehensive AML procedures demonstrating our commitment to regulatory compliance and financial crime prevention. Our robust framework ensures full adherence to UK and international anti-money laundering standards.

Version
3.2.1
Last Updated
04 Nov 2025
Status
Active
Terms & Conditions → Compliance Dashboard →

Table of Contents

Policy Framework

Implementation

1. Policy Statement & Objectives

Heikin Ashi Crypto Hub LTD is committed to maintaining the highest standards of anti-money laundering (AML) compliance. This policy establishes our comprehensive framework for preventing, detecting, and reporting money laundering activities in accordance with UK legislation and international best practices.

Core Objectives

  • Prevent the use of our services for money laundering or terrorist financing
  • Ensure full compliance with the Money Laundering, Terrorist Financing and Transfer of Funds Regulations 2017
  • Maintain robust customer due diligence procedures
  • Implement effective transaction monitoring and suspicious activity reporting
  • Provide comprehensive staff training on AML obligations

2. Regulatory Framework

UK Legislation

  • Money Laundering Regulations 2017
  • Proceeds of Crime Act 2002
  • Terrorism Act 2000
  • FCA Guidance on Cryptoassets

International Standards

  • FATF 40 Recommendations
  • EU 5th Anti-Money Laundering Directive
  • Basel Committee Guidelines
  • Wolfsberg Principles

3. Risk Assessment Methodology

Our risk-based approach ensures appropriate measures are applied based on the assessed money laundering and terrorist financing risks. We conduct comprehensive risk assessments at business, customer, and transaction levels.

Risk Categories & Factors

High Risk
  • PEPs & Sanctions Lists
  • High-Risk Jurisdictions
  • Large Cash Transactions
  • Complex Ownership Structures
Medium Risk
  • Standard Business Clients
  • Regulated Jurisdictions
  • Regular Transaction Patterns
  • Transparent Ownership
Low Risk
  • Established UK Entities
  • Low-Risk Sectors
  • Small Transaction Volumes
  • Long-Standing Relationships

4. Customer Due Diligence (CDD)

Our Customer Due Diligence procedures ensure we know our customers and understand the nature and purpose of their business relationships. We apply enhanced due diligence measures for higher-risk customers and simplified measures where appropriate.

Standard CDD Requirements

  • Identity verification using reliable sources
  • Address verification and proof of residence
  • Business purpose and nature assessment
  • Source of funds verification
  • Beneficial ownership identification

Enhanced Due Diligence

  • Senior management approval required
  • Additional source of wealth verification
  • Enhanced ongoing monitoring
  • Frequent review and updates
  • Detailed transaction scrutiny

Compliance Tools & Resources

Access our comprehensive compliance toolkit and stay updated with regulatory changes

Compliance Checklist

Interactive checklist for AML compliance verification

Training Materials

Comprehensive AML training resources and guides

Access Training

Update Notifications

Stay informed about regulatory changes and updates

Document Version History

Version Date Changes Status
3.2.1 04 Nov 2025 Updated risk assessment methodology, enhanced CDD procedures Active
3.2.0 15 Oct 2025 Added cryptocurrency-specific guidance, updated regulatory references Superseded
3.1.5 28 Sep 2025 Minor updates to transaction monitoring thresholds Superseded

Questions About Our AML Policy?

Our compliance team is available to answer any questions about our anti-money laundering procedures and regulatory framework.

Contact Compliance Team View Compliance Dashboard