Comprehensive legal framework protecting both company and clients while maintaining transparency in our professional cryptocurrency merchant services.
Plain Language Summary: By using our services, you agree to follow these terms and all applicable laws.
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Client", "Merchant", or "you") and Heikin Ashi Crypto Hub LTD, a company incorporated in England and Wales under company number 12345678 ("Company", "we", "us", or "our").
By accessing, using, or registering for our cryptocurrency merchant services, you acknowledge that you have read, understood, and agree to be bound by these Terms, our AML Policy, Privacy Policy, and all applicable laws and regulations.
If you do not agree to these Terms, you must not use our services. We reserve the right to modify these Terms at any time, with changes becoming effective upon posting to our website.
Plain Language Summary: Key terms used throughout this agreement and their specific meanings.
Digital assets using cryptographic technology for secure transactions, including but not limited to Bitcoin, Ethereum, and other recognised digital currencies.
Payment processing, compliance consulting, technical integration, and related services provided by the Company.
Adherence to FCA regulations, AML requirements, and all applicable UK and international financial services laws.
Any cryptocurrency payment, transfer, or related financial operation processed through our platform.
Know Your Customer and Anti-Money Laundering procedures required by UK financial regulations.
Our technology infrastructure, APIs, dashboard, and related systems used to deliver services.
Plain Language Summary: We provide cryptocurrency payment processing and compliance services for businesses.
Heikin Ashi Crypto Hub provides institutional-grade cryptocurrency merchant services including:
All services are provided subject to regulatory approval, technical feasibility, and compliance with applicable laws. Service availability may vary based on jurisdiction and regulatory requirements.
Plain Language Summary: Requirements you must meet to use our services, including business registration and compliance checks.
To access our services, you must meet the following eligibility criteria:
We reserve the right to refuse service to any applicant who does not meet our eligibility criteria or poses unacceptable regulatory or reputational risk.
Plain Language Summary: Both parties must follow all applicable laws and regulations, including AML and data protection requirements.
Compliance with regulatory requirements is fundamental to our service provision. Both parties agree to:
As an FCA-regulated entity, we maintain strict adherence to Financial Conduct Authority requirements, including but not limited to:
Plain Language Summary: Our fee structure, payment terms, and conditions for fee changes.
Our fee structure is transparent and competitive, designed to reflect the institutional-grade nature of our services:
Fees may be modified with 30 days' written notice. Continued use of services after fee changes constitutes acceptance of new fee structure.
Plain Language Summary: Limits on our legal responsibility and circumstances where liability may be excluded.
While we maintain comprehensive insurance and professional standards, certain limitations apply to our liability:
Our total liability for any claim shall not exceed the fees paid by you in the 12 months preceding the claim, or £100,000, whichever is lower.
We maintain professional indemnity insurance of £5,000,000 covering errors and omissions in our professional services.
Plain Language Summary: How we protect your data in compliance with UK GDPR and data protection laws.
We are committed to protecting your personal and business data in accordance with UK GDPR and Data Protection Act 2018:
Data Retention: We retain personal data only as long as necessary for regulatory compliance, typically 7 years from account closure as required by FCA regulations.
Plain Language Summary: Conditions under which either party can end the agreement and what happens afterwards.
Either party may terminate this agreement under the following circumstances:
Following termination, both parties remain bound by confidentiality obligations and regulatory requirements. Data retention periods continue as required by law.
Plain Language Summary: These terms are governed by English law, with disputes resolved in English courts.
These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales.
Parties agree to attempt resolution through good faith negotiation for 30 days.
If negotiation fails, disputes may be referred to mediation under CEDR rules.
Final disputes subject to exclusive jurisdiction of English courts.
Company Registration: Heikin Ashi Crypto Hub LTD, Company Number: 12345678, Registered Office: 123 Financial District, London EC2V 8RF, United Kingdom.
Our legal and compliance team is available to clarify any aspects of these terms and conditions.